ManipalCigna Lifetime Health India Plan

ManipalCigna Lifetime Health India Plan is a comprehensive health insurance plan designed to support individuals and families throughout their lives with a wide range of medical coverage and healthcare benefits.

Key Highlights

- Sum Insured: Options ranging from ₹50 lakh to ₹3 crore.
- Unlimited Restoration: Restoration benefit of up to 100% of Sum Insured, subject to policy terms.
- Guaranteed Cumulative Bonus: Under Lifetime Plus, earn an additional 15% of India Coverage Sum Insured at the end of each policy year, irrespective of claims, without a maximum accumulation limit.
- Room Choice: Any room category, including Suite, for the ₹3 crore Sum Insured option, subject to policy conditions.
- Hospitalisation: Covers eligible inpatient hospitalisation expenses for stays exceeding 24 hours.
- Pre-Hospitalisation:Eligible medical expenses for up to 60 days before hospitalisation.
- Post-Hospitalisation:Eligible medical expenses for up to 180 days after discharge.
- AYUSH Treatment:Coverage for eligible Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy treatments.
- Health Check-up: Annual health check-up for eligible insured adults.
- Additional Benefits: Road ambulance, donor expenses, day-care treatment, mental care and listed modern treatments, subject to policy terms.
- Optional Packages:*Health+, Women+, Lifetime Plus, Health 360 and other available add-ons, subject to eligibility and additional premium.
- Policy Tenure: 1, 2 or 3 years.

Coverage limits, waiting periods, exclusions and optional benefits are governed by the selected policy and official policy wording.